​A number of people have asked how to prepare for retirement. Considering the number of people that will be over 50 years of age in the next ten years, it's a valid question.
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Even though you may be living on a limited income and raising children, you should also be thinking about your retirement years. There are tomes written about retirement and income needs. Most make good bedside reading.
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In order to approach the subject a little differently, I went looking for a few happily retired people for some good down-to-earth advice. The information they imparted is invaluable.
Even if struggling to raise a family, plan for retirement now. Remember the old Amish saying - To soon, old; Too late, smart. Retirement can be very pleasant if plans are well thought out in advance.
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Write down your retirement desires, needs and wants. It's not too soon. You need the written encouragement to work toward a goal.
​Begin now to put emphasis on the simpler things in life. Not only are they worth your full attention, they are usually less expensive to pursue.
Retirement is inevitable. Look forward to the day with all your strategies firmly in place.
Enjoy ​Life
Preparing For The Day - Retirement & Making Use Of A Computer
Have More Fun On The Web
Retirement or Semi Retirement may seem like something uncertain because for most of us, it will be venturing into the unknown...however understanding what lies ahead will be the key.
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To do that the reality is you will need to feel comfortable using a computer. Clubwww1 can help.
Know where you want to live, how you want live, if and when you want to make a move and why. Never make hasty decisions about such an important issue.
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If you own your home, make sure that all expensive electrical appliances i.e. stove, fridge, freezer, washer, dryer, computer are replaced before retirement. Have all major house repairs done.
Retire with no debt.
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Pay off all credit cards, your mortgage, your car and any other outstanding loans. Replacing your vehicle will be the biggest post-work expense. Have enough money in the bank to do this. You don't want to negotiate loans after retirement.
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Use credit cards or line-of-credit for major expenses such as a holiday, but only if you can pay the balance at the end of each month. Try to pay everything with cash.
Begin to track your expenses to give an accurate picture of spending habits. Lose the bad habits, expand on the good.